Baby Boomers (business law) and Health Insurance
No commentsBy Gail Logan
As people grow old, they become more and more prone to diseases or illness. At the point they reach old age, they will suffer from arthritis, and heart related conditions. Because of this, everyone should have some form of security in order to live a worry-free life. Although it may not prevent diseases from affecting you, this form of health security will ensure you that you will never worry about medical-related bills, such as hospitalization, and medicine.
This form of health security is called health insurance. Depending on the type of health insurance you purchase, it will cover just about anything. It will cover hospitalization bills, the doctor’s professional fee, medicine, and anything related to health care.
You have to remember that health insurance will not actually ensure that you will not acquire diseases or illness, what it does is assist you financially in order to help you recover from illnesses. Today, there are a lot of health insurance policies that insurance companies are now selling to people. Some covers only limited amount of health care, and some health insurance that is more expensive covers just about anything related to health care.
Today, baby boomers are getting more and more concerned about their financial and health security. So, why is it that baby boomers are getting more and more worried about their health security? And, who are the baby boomers?
First of all, you need to know who the baby boomers are. Baby boomers are people who were born between the post World War II in 1946 and before the Vietnam War in 1964. People who were born on this era were called baby boomers. They were called baby boomers because of the significant increase in the birth rate during this era.
The baby boomer generation population is one of the largest populations in the United States. In fact, the baby boomers generation is comprised of around 20% of the United States population. Obviously, that is considered quite a lot.
Baby boomers came of age during the time where civil rights protests were constantly in the streets and where most of them were drafted to fight in the Vietnam War. Baby boomers are people who had a very large influence in politics and its influence is continually showing today and perhaps will go on in the future.
Baby boomers grew up in the time where the country was dominated by the American Military Might where the communists and socialists were the enemy. Because of the atmosphere they grew up in, baby boomers are well-aware about the different government structures and are also very aware of their civil rights. Besides, they should be aware because they were the ones who fought for it.
Back to health insurance, baby boomers are getting more and more concerned about this subject because today, they are currently in their late 40s and early 60’s. Obviously, aging is closely associated with diseases and illnesses. Because of the high population level of the baby boomer generation, they are concerned that when the time comes that they will need the assistance of health insurance, they think that because of the high population of baby boomers in today’s society, health insurance companies will be unable to provide enough financial assistance.
If you worked in private companies, there may be issues concerned about company health insurance. You may be covered by health insurance even when you are retired. However, in the event of bankruptcy, the court will cancel the entire employer’s obligation on paying for the insurance. Although it may not include pensions, you have to expect that in case bankruptcy is filed by your former company, your health insurance policy will not be covered anymore by the company. You will be the one who will pay for it.
If you worked for the government, you may still be able to get free health insurance provided by the government as a benefit for their former employees.
Today, the government is now adjusting the national budget to provide for aging and retiring baby boomers. However, there is another growing concern facing baby boomers. Health insurance policies are now expensive for aging people. Low cost health insurance may not be sufficient for your health needs.
However, pressures from the government are now providing several options for baby boomers who are applying for health insurance. So, if you are part of the baby boomer generation, you can expect that in the near future, all your problems facing health insurance will be solved with low cost comprehensive health insurance and also low cost health care provided by hospitals and doctors for senior citizens.
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In Support of University of Toledo College Republicans
By Roberto Garabell
The University of Toledo College Republicans are taking a lot of heat for a controversial move they are making to protect students against persecution by powerful leftist professors.
The UT College Republicans are compiling a list of openly left-wing professors who discriminate against conservative students.
The list wont have any force. It cant be used to prosecute professors. It cant be used to have them fired or even discliplined for abusing the power of their positions.
What it can be used for is to help conservative students avoid classes where vindictive and small-minded professors abuse their power to lower the grade point averages of conversative students. It can be used to protect students against having their future educational goals and future careers sabotaged by leftist activism.
This is a subject that is near and dear to my heart. Many years ago I was a young political science student and my educational goals were permanently sabotaged by a leftist professor who was unfortunately also the acting head of my department and my official academic advisor. The permanent department head was on an official leave of absence working for the Democratic party. I was obviously not attending one of the best universities which our nation has to offer.
My professor told the class that we were free to express our opinions and asked us to speak up. I pointed out that at the end of the Cuban missile crisis, we had no actual proof that the crates which were shipped back to the Soviet Union actually contained the missiles in question we had only photographs of the outside of the crates. That was too much for my professor and I was ejected from the department.
In retrospect, being kicked out of the political science department and being unable to complete my degree was one of the best things that ever happened to me. I have since gone on to found two successful businesses and have been able to effectively retire at a very young age. At the time, it did not seem so positive.
The far left has dominated colleges and universities across America for almost forty years, consistently stifling freedom of speech and of thought. Its time that Americans act to bring intellectual freedom back to these important institutions.
Jose Martinez is the author of In Support of University of Toledo College Republicans and a frequent contributor to Political Humor.
Saturday, September 19th, 2009 at 4:05 pm and is filed under education. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
